Three Reasons You Can’t Afford NOT to Have Renters Insurance

Think renter’s insurance is too expensive or not worthwhile? Think again! Too many renters neglect to get renters insurance because they think it’s too expensive or their stuff is not valuable enough to protect. Is this really the case?

According to a Rent.com survey several years ago, 60% of renters they interviewed did not have renters insurance. Many felt that it’s too expensive even though the average premium is under $20 a month. THat is less than what you’d spend on coffee or a night out at the movies!

Infographic: Renters' insurance, room-by-room

Here are 3 Reasons You Can’t Afford NOT to Have Renters Insurance.

#1 Your Belongings Are Worth More Than You Think

According to the USAA, new renters typically have about $20,000 worth of belongings. Look around at the possessions in your apartment: computer, bike, clothes, television, iPhone, clothes, kitchen appliances, etc. Start adding up the value of how much it would cost to replace all these items if they suddently disappeared and you will probably be surprised.

#2 Coverage doesn’t just extend to your home

Depending on your policy, renters insurance can also be extended outside of your home. If someone breaks into your car and steals your bag from inside, it is possible that your renters insurance would cover that too.

#3 It covers your neighbor’s or your roommate’s property

Most Renters insurance policies protect you from being responsible for replacing property of your roommate or neighbors in caser any damage incurred as a result of your mistake. Some policies will cover you against a lawsuit should someone hurt themselves in your apartment. This is not just limited to guests, service providers and repair individuals would be covered too in case of injury in your property.

Creative Storage Solutions for Your Apartment

Photo source Ikea

Storage space and organization will always be an issue renters face when moving into a new apartment—especially if they have roommates! With these creative solutions, you can maximize your available storage space and leave your apartment looking better for it!

Hooks offer a lot of vertical storage space

As seen above, you can make the most of your apartment’s untapped vertical space by using hooks.

Store items under your bed

Use the space under your bed to store linens, blankets, clothes, or more. With sliding compartments access is even easier.

Photo source Life Hacker

A fridge-side rolling storage pantry can offer a lot of extra space

Looking for a place to store your ever growing collection of cooking spices? A rolling storage pantry can take advantage of the untapped space between your fridge and the wall.

Get a shower caddy

Shower caddies offer a convenient storage solution for soap, shampoo, conditioners, and any other must-have items for your cleansing routine. Especially helpful if your sink/bathtub is becoming crowded with cleaning products.

Photo Source Fresh Home

Turn your headboard into a shelving system

Many people neglect the available space that can be found in a bed’s headboard and/or above the bed. A few simple shelves can open a lot of room to store items.

Over-the-door organizers are your best friend

Hanging door organizers can help you store and organize shoes, cleaning products, socks, towels, or anything else you might want to keep close together.

Photo source Pottery Barn

Use baskets

Baskets provide a stylish method to organize and group items throughout your house. A pile of CDs may not especially appealing on their own, but put them in a basket and suddenly it looks like a design choice as opposed to clutter.

A storage chest can double as a coffee table

Just because something gets a lot of use doesn’t mean it can’t also add to your storage space. A cool-looking storage chest can add a lot of style to your apartment and provide an out of sight repository for your things.

With these tips, not only will your space offer all the storage you’ll need—it’ll look amazing in the process.

Even the Score with UO $CORE

UO$CORE

 

How much do you spend on electricity a month? What about water? Is it higher than you’d like to be spending? What if we told you that you could be helped with your bills and do your part to help the greater good in the process? That’s exactly the case with UO $CORE, a student run program to help students save money on their utility bills for environmentally-responsible practices.

$CORE stands for “Student and Community Outreach for Renter efficiency” and was started in 2012 by James Walton, a senior business major who secured a grant from Eugene Water and Electric Board to create the program. Through $CORE, student staff perform free audits and install upgrades in older, off-campus student rental housing while also helping student tenants by providing information, materials, and skills to help lower their carbon footprint and utility bills.

If you’re interested in hearing more about how $CORE can help you save money then you should register for a free energy assessment!

Energy Assessment

What does this assessment include? Simply put, two Energy Evaluators will come to your house and assess your energy needs. Over the course of an hour they will install low use devices such as CFL lightbulbs and weather stripping, while also give you some information on how to lower your energy consumption and carbon footprint.

Not only will your bills be lower and your house better for the environment, you’ll even get a free pizza from TrackTown Pizza if more than half the household is present!

CFLBulbs
Say hello to your new best friend.

Tips for Reducing Energy Use

$CORE’s Facebook page is constantly updated with handy tips to reduce your utility bills and carbon footprint. We’ve selected a few here to share.

  • Wrap your water tank with jacket insulation to save up to 10% on water heating costs.
  • Install low-flow showerheads.
  • When cooking on a stovetop, match the pan size to the heating surface to prevent heat loss to the surrounding air.
  • Put your computer and monitor to sleep mode (or off) when you’re not using them.
  • Replace your bulbs with Energy Star® efficient light bulbs.
  • Keep your freezer full to minimize energy used. For maximum savings fill the freezer with gallons of water.

A quick session with UO $CORE and you’ll have lower bills, a diminished carbon footprint, and free pizza!!! That’s what we call a win-win!

photo credit: CFL bulbs via photopin (license)

Zipcar Around Eugene

Zipcar_Logo.svg

As much as we love biking (and we really, really love biking), there are certain times when you simply need a car. The problem is, if you’re not a car owner this can often amount to the awkward begging of friends for a ride.

Well, say goodbye to unnecessary groveling, because Zipcar is providing students with an affordable way to get around Eugene! Zipcar has partnered up with University of Oregon to provide affordable prices to the student population, allowing you to join for only $15.

Oh, and did we mention gas and insurance are included? Sounds pretty good, doesn’t it?

How does Zipcar work?

  1. Join Zipcar

Once you’ve successfully joined, you’ll receive your Zipcard, the key (both figurative and literal) to unlocking cars, vans, and trucks the country over.

  1. Reserve a Car

Reserving is incredibly simple and can be done either online or on your phone.

  1. Tap your Card

Approach your Zipcar and hold your zipcard to the windshield, thus unlocking the car!

  1. Drive

With that done, you now are free to drive around! When your time is up just return your car to the same reserved parking spot.

Where to Pickup your Zipcar

Zipcar has several accessible locations around campus! Below are the locations you can pick up/drop off your vehicle.

Zipcar LocationsIf you’re planning on moving out (or moving in) in the near future, Zipcar is an excellent option to help lessen your burden come moving day. After all, those boxes aren’t going to carry themselves across town!

A you can see, Zipcar is a simple, affordable, and convenient option to travel around Eugene and beyond. So the next time you’re looking to make a trip to Portland, consider trying a Zipcar!

Make Moving Out A Breeze With These 10 Handy Tips

MovingBoxes

 

Moving on is so hard to do… but moving out doesn’t have to be! Stick to these tips to save yourself a headache come moving time.

#1 – Have Lots of Packing Supplies

Moving out requires boxes, packing tapes, bubble wrap, labels, pens, and more. Plan ahead for the move and stock up with more supplies than you need, or you’ll find yourself running back and forth constantly to stock up. 

#2 – Make a List

Did you remember to pack that special item that means so much to you? Which box did you put that cable in? By keeping an organized list as you’re packing you’ll be doing Future You a huge favor come unpacking time.

#3 – Keep Things Together

Resist the urge to toss random items into one box! Keep kitchen item together, bathroom items together, and so forth. This extends to moving day, see if you friends or movers can move the boxes that belong together at the same time.

#4 – Color Coordinate

Having a color system will make aforementioned organization much easier for packing, moving, and unpacking. Separate the rooms 

#5 – Use Wardrobe Boxes

Moving companies will often bring vertical moving boxes for you to transfer your clothes and clothes-hangers too. 

#6 – Valuable? Keep it with you

Avoid putting valuable jewelry in moving boxes if you can’t afford to lose it. This tip also extends to important papers, be sure to keep them close at hand. Don’t tempt fate!

#7 – Clean What You Can Ahead of Time

You’re going to need to clean before returning your apartment/home, but you can get started with cleaning now!

#8Pack an Overnight Bag

Chances are at the end of moving day you’ll be too tired to unpack boxes and find your toiletries and supplies. Pack an overnight bag with some toiletries and a change of clothes to give yourself a little breathing room before you need to unpack.

 #9 – Change Your Address Before Moving

Don’t wait until the last minute! It’s recommended you do this at least two weeks before moving.

#10 – Don’t Shop For Groceries On Your Last Week

Ideally you’ll be able to eat all the food in your fridge right in time for moving day and avoid having to throw anything out.

 

photo credit: moving house via photopin (license)

Five Must-See Von Klein Properties For Summer and Fall

The 2016 – 2017  rent schedules are now available, along with existing openings!  Call our office during the hours of 9am-4pm M-F at (541) 485-7776 or click here to request more info!

Do you know where you’ll be living this summer and fall?  Now is the ideal time to start thinking about housing!

Whether you’re looking for a new place or just considering your options for the future, your first stop should be these Five Must-See Von Klein Properties:

THE ANDY

The Andy

This award-winning property has generated plenty of interest for its innovative and sustainable design. With 52,000 square-feet and 33 units designed for modern and convenient living, The Andy fosters a welcoming community for students.

Located on the corner of 18th and Patterson, this residence provides private balconies, on-site parking, a flat screen TV in every living room, internet and trash services included, and washer and dryer units!

In short, The Andy’s a college student’s best friend. Read more here.

 

THE PATTERSON

The Patterson

Just a few blocks from the University of Oregon campus you’ll find The Patterson, our seven-story residence providing close to 100 units of upscale student housing.

These one, two, and three bedroom homes include top-of-the-line security features, a rooftop community space, a weight room, large windows, granite counter tops, underground parking, and restaurants/shopping on the ground floor.

If you’re looking for a spot that’s a step above typical student housing then The Patterson is the place for you. Read more about it here.

 

PARVIN PLACE

Parvin Place

Photo Source: Arbor South

Pet owner? You’re going to want to see this place. Parvin Place attracts students and working professionals alike with its high ceilings, on-site parking, spacious closets, and other amenities. Designed by Eugene-based architectural firm Arbor South and built by Anslow & DeGeneault Signature Homes.

Parvin Place is ideally situated close to a main bus route, the University of Oregon campus, and extensive dining and shopping options.

For more information on Parvin Place head over here.

 

KOKANEE PLACE

Kokanee Place

Kokanee Place was designed with the student in mind to create a living space that is secure, sustainable, inspiring, and at an affordable price. This space is comprised of three-story townhouses, each including four large bedrooms, a spacious living room, a balcony, and high-vaulted ceilings.

A short walk to campus, stylishly-designed common areas, and stunning rooftop views of the city have quickly made Kokanee Place one of Eugene’s most sought-after residences.

Discover more about Kokanee Place here.

 

THE PREFONTAINE

The Prefontaine

The Prefontaine is the newest addition to Von Klein Rental’s available properties. With options for single, three and four bedrooms this unit is the ideal spot for anyone looking for large bedroom space in a great location.

For a limited time, The Prefontaine is offering a single room with a signing bonus of $300 off first months, as well as free internet, free parking, and all utilities paid! This is a deal you won’t want to pass up.

Why You Definitely Need Renters Insurance

Tornado
(That can’t be good…)

 

No matter how prepared you are, life comes with unexpected risks. Be it by theft or a flood or a malfunctioning clothes dryer, in a moment you could face the loss of your personal belongings or your home. Can you afford to bet against these risks by not having renters insurance?

Too many people decide against renters insurance because they simply think their stuff is just not valuable enough to protect. Is this really the case?

Your stuff is worth more than you think

Look around at the possessions in your home: computer, bike, clothes, television, iPhone, that strange Angolan scarf your mom gave you. Start adding up the value of how much it would cost to replace all these items. It’s pretty high, right?

According to the USAA, new renters typically have about $20,000 worth of belongs. Not only is that a ton of money but it’s the last thing you’d want to worry about in a time of crisis.

That’s where renter’s insurance comes in.

Replacement Cost Coverage

The ideal policy is one that has replacement cost coverage over cash value.

A replacement cost coverage policy would pay out the cost of buying a new item to replace the ones you lost. A cash value policy would instead pay the cash value of the item lost at the time of its loss.

These policies mean the difference between a payment for a brand new computer and a payment based on the current cash value of your five year old computer.

Renters Insurance Computer
So, about the replacement cost coverage…

Protection against severe natural events

Did you know that the United States has more tornados than anywhere else in the world?  Ensure that your policy not only covers you for fire but also covers you in case of flooding, earthquakes, tornados, and any other nature disaster.

Coverage doesn’t just extend to your home

Renters insurance can also be extended outside of your home. If someone breaks into your car and steals your bag from inside, your renters insurance would cover that too.

It covers your neighbor’s property

Renters Insurance
Oh great, the dishwasher in 3B is acting up again.

(What would happen if your washing machine goes haywire floods into your neighbor’s apartment? Renters insurance would include a liability to cover you in these instances for any damage incurred.

Liability Insurance

This policy should also cover you against a lawsuit should someone hurt themselves in your apartment. This is not just limited to guests, service providers and repair individuals would be covered too in case of injury in your property.

Landlord insurance is not enough

Your landlord’s insurance may cover damage to the carpet or to the walls but it will not cover your personal belongings.

It’s Affordable

Renters Insurance can start as low as $12 to $15 dollars a month. A small price to pay when you consider the coverage it affords.

 

Handy Info For New Von Klein Property Management Tenants!

Larry & Carmon von Klein
Larry & Carmon von Klein have owned and operated Von Klein Property Management for 25+ years!

It’s the beginning of a new school year and September is going to a very busy month for the Von Klein staff- “Move In Days” are finally here!  We are here to help all of our residents have a smooth move in process so read through these tips and bookmark this post, you never know when this info will come in handy:

  • If your move in date and lease signing date are the same, your security deposit is due with your first month’s rent. Please note that you will not receive keys until you have a zero balance.
  • If you are moving in this month, your security deposit was due on August 1st. This policy is in place because it ensures that you have a zero balance on your account and causes less confusion at move in time.
  • To get a parking space you must come to our office (or see your onsite manager, if applicable) for a parking permit when we post a notice on your door for your complex that they are ready. Please bring your driver’s license and registration- and not your insurance. The car must be registered under your name or under your parents name. Each unit comes with ONE parking spot at no extra cost to you. If you lose or misplace your first parking permit, you may purchase a second parking permit for $5.00.
  • Plug the following numbers into your phone (if applicable)
    von Klein office – 541-485-7776
    von Klein Emergency – 541- 686-0743
    EWEB Electric Company – 541-484-6016
    Northwest Natural Gas – 541-351-3661
    Century Link Phone Company – 1-800-244-1111
    Comcast Cable Company – 541-484-3000
    University Police Station – 541-682-8350
    Diamond Parking – 541-343-3733
    UO Conflict Resolution Services: 541-346-0617
    Community Mediation Services 541-344-5366
    ASUO Legal Services 541-346-4273

Bookmark these University of Oregon Resources (in case you ever need them)

City of Eugene

  • City of Eugene
    Information about the City of Eugene including services and city events.
  • Eugene Police Department
    Safety and police enforcement information for students and community members.

City of Eugene Parking

Download these Off-Campus Resources

If you need any assistance, we are here to help!  Please contact our office during business hours at (541) 485-7776. Our office is located at 1301 Ferry St., Eugene, OR 97401. We are here to help you! Happy move in!

Von Klein Property Management to Begin Leasing for 2014-2015 School Year in February!

The Prefontaine – 1801 University St.  Photo @ Peter Drustard
The Prefontaine – 1801 University St. Photo @ Peter Dustrud

Are you a student looking for a new home (or simply want to keep the one that you currently have)? Beginning February 5, 2014 Von Klein Property Management will begin leasing for 2014-2015 school year! We have an abundance of properties suited to a range of styles and budget. These rental units go fast, so act quickly! To schedule an appointment for any of our properties, contact us at (541) 485-7776 Monday – Friday 9:00 am to 4:00 pm. You can also email us at vkpm@vonkleinrentals.com. For all other inquiries, please use our contact form by clicking here.

On February 5, 2014 we will accept applications and make viewing appointments for the following buildings.

The Commons

1875 Alder Street, Eugene, Oregon
This complex features huge 4 and 5 bedroom units with high end amenities right next to campus!!! Click here to learn more about this building’s features.

Commons on Alder – 1875 Alder St.
Commons on Alder – 1875 Alder St.
Commons on Alder – 1875 Alder St.
Commons on Alder – 1875 Alder St.

Steelhead Townhouses

540 East 14th Ave, Eugene, Oregon
These sophisticated townhouses were designed with energy efficiency and comfort in mind. Each unit boasts four spacious bedrooms, two full bathrooms and plenty of space and amenities. Click here to learn more about this popular complex.

Steelhead Townhouses – 540 East 14th Ave
Steelhead Townhouses – 540 East 14th Ave

Kokanee Place

1570 High Street, Eugene, Oregon
Each unit in Kokanee Place is comprised of a three-story townhouse, beatiful architectural styling, 20-foot high vaulted ceilings, and an undeniable”wow” factor. Offering a host of additional features, the Kokanee is just something you must see for yourself to believe. Click here to learn more about the comfortable features in this building.

Kokanee-Place-03
Kokanee Place Photo @ Peter Dustrud

 

Kokanee Place
Kokanee Place Photo @ Peter Dustrud

Indigo Place

89 East 19th Ave, Eugene, Oregon
Free Internet, Low energy bills, Washer/dryer in each unit, Oversized windows, high ceilings, remarkable views, abundant natural light….need we go on? Learn more about this architecturally stunning property near the heart of the charming South University neighborhood.

Indigo Place – 889 East 19th Ave
Indigo Place – 889 East 19th Ave Photo @ Peter Dustrud
Indigo Place Eugene
Indigo Place Photo @ Peter Dustrud

Prefontaine

This 20 unit residential living complex is located at the epicenter of the University of Oregon campus, on the corner of 18th Avenue and University Street. This property features rises five stories, providing majestic views of the beloved McArthur Court and Hayward Field. Click here to learn more about the Prefontaine’s features.

The Prefontaine – 1801 University St.  Photo @ Peter Drustard
The Prefontaine – 1801 University St. Photo @ Peter Dustrud
The Prefontaine – 1801 University St. Photo @ Peter Dustrud
The Prefontaine – 1801 University St. Photo @ Peter Dustrud

 

1856 Onyx Alley House

This charming 2 bedroom/1 bathroom house is conveniently located close the heart of the University of Oregon campus and is available in August 2014-August 2015! Click here to learn more or call (541) 485-7776 to schedule a tour.

1856 Onyx Alley House
1856 Onyx Alley House

New Student Housing Development Named for Track Star Steve Prefontaine

Von Klein Property Management now taking applications for The Prefontaine, a brand new complex located in the heart of the University of Oregon campus.

We announced this month The Prefontaine, the newest addition to Paradigm Properties,  is finally complete!  This brand new residential living complex has 20 units and is located in the heart of the University of Oregon campus.

Not only will residents will enjoy majestic views of McArthur Court and Hayward Field, the new development features spacious three and four bedroom units with state-of-the art appliances, spacious floor plans oversized windows, exterior decks and a rooftop terrace.

The residence is named for one of the University of Oregon’s most memorable students, Steve Prefontaine, the track star who went on to set 14 American records and earn international fame before his career was cut short in a car accident in 1975.

Individual Leases on single rooms are available on select units. Prices are $695 to $725 and include all utilities!

Applications are now being accepted and we are offering daily tours from 1 – 4 pm and by appointment. These units will go fast. to secure your place, call Von Klein Property Management at (541) 485-7776 or (541) 954-2361.

Steve Prefontaine photo credit: The Happy Rower via photopin cc